![]() I can't recall exactly why I stick with Mint. I also use enough different account that is one is temporarily having issues, I can still work with it pretty well. If you use it wisely, use it enough to keep up with your categories, make sure accounts that are having issues are given enough time to 'reset', it should work out okay. I log on enough to catch everything and sometimes I miss something but then doing research or looking back for certain things, I catch something I needed to re-categorize. While I do sometimes try to categorize things pending, it's silly as many times that doesn't stick. While money is safe, I just prefer to limit access to my household. Also don't like having an app like that on my mobile which can be stolen and possibly accessed by ill-gotten thiefs. Only a desktop user as I work at a computer and have access to a laptop at all times so I don't need to be using while on mobile. Sometimes accounts go 'stale' for a period while the account website undergoes maintenance but they have ALWAYS came back after some time. Typical issues occasionally when one of those accounts updates and requires a new login. I have a lot of different accounts: bank, CC, investments, etc. They want all this extensive budgeting and stuff like that. It seems to me that a lot of users here have unrealistic expectations for this software and maybe should be looking at something like quicken. I do spring for the $1 a month to get rid of the ads. So what I'm saying that mint does what I want for the most part and it's free for the most part. I look as the whole thing and not worry if I overspent on this or that. ![]() I'm not too concerned about the budgeting as far as individual categories. I'm more interested on my spending and how it trends. Yeah I connect some of my credit cards, but that's really not too important. I don't have to reconcile my bank account. Then when the checks clear mint reflects that. I can enter checks that I write out (yes I still write checks old school) so I know what the balance is. ![]() But now I only use a smartphone so I stick with mint. A long time ago I tried it but preferred quicken. Takes a little extra work but I'm already appreciating that I can refer back to it easily. Sure, the new subfloor was a part of the general second floor renovations, but also an infrastructure improvement, and while I bought the tile all at once it was divided among two separate bathrooms. I've done a ton of home remodeling in the last two years, so I like that I can track total spending a month, sure, but I can also go back and use tags to show me exactly what went into what project and type of project. I also like the extent to which I can control the budget/tags I use. The only connection issues I've encountered are 2FA issues, which doesn't really bother me as I'll just update those accounts maybe once a week or so. At this point I'm fine with my own shortcuts and workarounds for shortcomings (I actually really dislike the goals functionality), and they all make sense to help me see what I need. Budget, ease of transaction tracking, and consistency/history.
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